Depart with Confidence

COBRA is expensive. You’ve got options.

There's a variety of health insurance solutions. We help you confidently pick the right one, whether it's COBRA or something else, we've got you.

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see your options

We've got you

Understanding COBRA isn't always easy. Finding all of your other options can be complicated too. We make it clear.

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Tell us about your needs

Our process gets to know you and your family's needs. Tell us about how you plan to utilize your plan and we'll make recommendations tailored to you.

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We'll sort through the options

Based on what you tell us about you and your family, we'll go through all of the plans that are available and make a recommendation on what we think is best.

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An image of the Kept app, showing how employees can tell us about theirs and their families health coverage needs.An image of the Kept app, showing how employees have the opportunity to get discounts on their health plans.An image of the Kept app, showing how we automate personalized health coverage recommendations for departing employees.An image of the Kept app, showing how employees can speak to an expert on help with their health care coverage after getting laid off by an employer.

See if you qualify for discounts

We'll take a look at your income to determine if you qualify for things like Medicaid or premium tax credits that lower your monthly costs.

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Get help from people who care

While our platform makes it easy to see your options, sometimes you need a little extra help. Licensed advisors are ready to help you navigate your choices.

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Continued coverage

Simplify your COBRA choice with ease

We uncover free and subsidized plans you may qualify for to make it easy to compare with COBRA. You'll know what's right for your situation.

93%

of people waive COBRA and look for other options or go uninsured.

20+%

of people qualify for Medicaid.

Start comparing
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89%

of people qualify for subsidies.

Better Service Guaranteed

Tools that can create stability

Health insurance is just one concern when you leave an employer. We're providing financial tools to help you navigate things like unemployment benefits and getting any 401k plans back under your control.

35%

of US workers have more than one 401k account.

14%

is the average increase over two years in retirement savings after consolidating 401k accounts.

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Your trusted partner

Your former employer has a broker who helps them navigate benefits. Let us do the same for you now that you're on your own.

Making an informed COBRA decision

While COBRA is commonly known, understanding its cost implications and exploring alternatives can be intimidating. We'll break it down for you.

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Is COBRA coverage any good?

If you're considering COBRA as an option, you may be wondering about the quality of this health plan. The truth is that the answer requires more than just a "yes" or "no" but we'll help you get there.

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Why is COBRA so expensive?

Commonly misunderstood, COBRA is actually the same insurance you had while you were working for your former employer. So why is it so much more expensive than it was while you worked there?

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My employer is offering to pay for COBRA. What now?

If you're deciding what to do about an offer of severance that includes COBRA, here are some things to think about before you make your decision.

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Talk to an expert

We'd love to help you make better post-employment decisions. Set up a time to speak with a licensed member of our team for personalized advice or start exploring other options and see pricing now.

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